Credum

Credum is a comparison website that connects you with licensed lenders in the Philippines. They have online loans available that range from ₱1,000 to ₱50,000 to be repaid in up to 36 months.

The company has over 8 years of experience in loan comparison and over 250,000 satisfied clients. When you fill out the application form, Credum recommends to you the loans that better adapt to your needs. You can accept or decline the offers as you see fit, and using the website doesn’t mean you’re obligated to take one of the loans. 

Credum is not a lender. It’s an intermediary that makes it easier for you to find lenders that offer the loan you need. As an intermediary, Credum is not responsible for the loan agreements signed between you and the lender. 

Is Credum legit?

Credum is a brand that belongs to Summarum Media, a Finnish company with a presence in seven countries. Since Credum does not lend money, it doesn’t need to be registered with the SEC to operate in the Philippines. As the service they offer is free, it can be considered safe to use. However, it is always recommended to read everything carefully and make sure you understand it before accepting a loan.