On Binixo’s website, you can find recommendations for loans from different financial institutions and banks. Binixo recommends the ones that best match your needs and you can pick and request the one that suits you.
To use the service you have to choose the loan amount and fill out the form with your personal information. Binixo will compare it to the offers it has available and show you the most relevant ones. You can then choose one and request it. If it is approved, you could get the money in just a few minutes, but you should review the conditions before accepting the loan.
Loans can range from ₱1,000 to ₱25,000, with an annual interest rate between 4% and 916%.
Features |
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Banking product |
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Entidad de microcréditos |
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Loan amount |
From ₱1.000 up to ₱25.000 |
Interests and costs | The lenders charge interest rates that can vary from 4% to 916% per annum. There is also a 0.01% interest rate for new clients on loans paid on time. |
Credit history |
The credit history is not considered when applying for loans, so they might accept clients even with a bad credit score. |
Missed payments |
There is a 0.1% fee on the loan amount for late payments and other contract breaches. |
Benefits |
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Requirements |
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