Finami

Finami is an online financial comparison service that allows you to find and choose loan offers from different lenders. The service is available 24/7 and the process is quick and simple. You can request up to ₱25,000 and the interest rate can be 0% if you repay the loan in full at the first payment date. 

To use the service, you only need a valid ID, a phone number, an email, and a bank account in your name. Finami only services Filipino citizens who are at least 18 years old. After filling out the form, you will receive loan recommendations in minutes and can choose one. Then, you can request it from the lender and wait for approval. Finami does not check for credit history, so you can use the service even with a low credit score. 

Finami is not a direct lender. Its service works as an intermediary that connects banks and financial institutions with clients who need loans. Finami does not charge the client for its services and the client is not obligated to request the loans the service is recommending. Finami is not responsible for any loans the client and the lender might have agreed to.