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Credify

Online loan Credify

From ₱1,000 up to ₱25,000

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Credify helps you access loans between ₱1,000 and ₱25,000 in minutes. On their website, they promise a response time of about 15 minutes, and never more than 1 hour.

To use the service, you must choose the amount you need and fill out a form with your personal and financial information. Credify will require minimal paperwork to complete the application. After you have completed the application, you will be able to access loans from lenders that work with Credify. If one of these lenders accepts your application, you may receive the requested amount in your account within minutes. 

Before accepting a loan, always remember to first read the conditions of the loan carefully and make sure you’ll be able to repay it on time.

Features

Banking product

Entidad de microcréditos

Logo Credify
Credify

Loan amount

From ₱1,000 up to ₱25,000

Interests and costs

  • Credify does not charge fees for the use of their service

  • Lenders do charge an interest rate on each loan. The exact percentage depends on the conditions established by the lender.

  • New clients can benefit from a first loan of up to ₱10,000 with a 0% interest rate.

Credit history

Credify accepts clients with any credit history, as they work with multiple lenders that might be able to grant a loan to people with high and low credit scores.

Missed payments

In case of difficulty repaying the loan, you must contact the lender directly so you may find the best solution for both parties. Credify has no say in this matter.

Benefits

  • Accepts any credit history

  • Response within 60 minutes

  • Easy application process

Requirements

  • Be between 20 and 70 years old

  • Have an account in a Philippine bank

  • Have an active phone number and a valid passport

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