Quick loans
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Creditnice works with over 100 banks and financial institutions that offer online loans to customers. First-time clients may get up to ₱4,000, while repeat clients may request up to ₱50,000. For the first loan repayment period usually go from 1 day to 30 days, but for the next loan, the repayment period can be up to 12 months.
To use the service, you have to:
- Fill out the form on Creditnice's website.
- Review the recommended loans and choose one.
- Wait for the lender to make an approval decision. This usually takes 15 minutes or less.
- Review the loan contract and terms and conditions carefully before signing it.
- Receive the money via the method of your choosing.
Features |
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Banking product |
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Microfinance |
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Loan amount |
From ₱1,000 up to ₱50,000 |
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Tenure |
From 1 day Up to 12 months |
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Interests and costs |
Creditnice does not charge fees for their service. Each lender does charge interest rates and fees. Some may have a 0% interest rate for new clients, but generally, interest rates are around 1% to 2% daily. The specific interest rate of a loan depends on the lender, the amount requested, and the repayment period. |
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Credit history |
Yes, some of the lenders in Creditnice's database grant loans to people with poor credit history, |
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Missed payments |
Failing to make payments on time will result in additional interest rates of 0.10% of the owed amount per overdue day. |
Benefits |
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Loans
