Logo YaLoan
YaLoan

Online loan YaLoan

From ₱1,000 up to ₱50,000

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YaLoan uses artificial intelligence to compare your needs to their list of over 100 lenders to find the right match. Thanks to their system, 94% of loan requests from their clients get approved. 

All you have to do is fill out a short form with the amount you need and your personal information. YaLoan will then give you a list of loans that best match your needs, so you can review the information on the loans. Choose the one you prefer and submit your request. The approval process should be fast, and you’ll receive the money in your bank account or E-wallet.

Features

Banking product

Quick loans

Entidad de microcréditos

Logo YaLoan
YaLoan

Loan amount

From ₱1,000 up to ₱50,000

Tenure

From 3 months Up to 12 months

Interests and costs

APR from 24% up to 143%

YaLoan does not charge fees for its service. Lenders do charge an interest rate and fees for their loans. Interest rates may vary between 24% and 143%.

Credit history

YaLoan works with a variety of lenders and may be able to find a lender for you, regardless of your credit history.

Missed payments

In case of delayed payments, lenders may charge an additional interest rate of 0.1% to 1% of the loan amount per day of delay. In case of prolonged delay or non-payment, the case may be transferred to debt collectors.

Benefits

  • First loan with 0% interest

  • They don’t verify your income

  • Accepts all credit histories

Requirements

  • Be between 21 and 70 years old

  • Be a Philippine resident

  • Be employed or self-employed

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