YaLoan uses artificial intelligence to compare your needs to their list of over 100 lenders to find the right match. Thanks to their system, 94% of loan requests from their clients get approved.
All you have to do is fill out a short form with the amount you need and your personal information. YaLoan will then give you a list of loans that best match your needs, so you can review the information on the loans. Choose the one you prefer and submit your request. The approval process should be fast, and you’ll receive the money in your bank account or E-wallet.
Features |
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Banking product |
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Entidad de microcréditos |
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Loan amount |
From ₱1,000 up to ₱50,000 |
Tenure |
From 3 months Up to 12 months |
Interests and costs |
APR from 24% up to 143% YaLoan does not charge fees for its service. Lenders do charge an interest rate and fees for their loans. Interest rates may vary between 24% and 143%. |
Credit history |
YaLoan works with a variety of lenders and may be able to find a lender for you, regardless of your credit history. |
Missed payments |
In case of delayed payments, lenders may charge an additional interest rate of 0.1% to 1% of the loan amount per day of delay. In case of prolonged delay or non-payment, the case may be transferred to debt collectors. |
Benefits |
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Requirements |
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