YaLoan

YaLoan is a comparison website that uses the information you provide to compare it to loan offers from 100 licensed lenders in the Philippines and recommends to you the ones that match the best. That way, you can apply for the loans and have a high chance of getting approved.

So far, they have helped their clients get over 250.000 loans, and the approval rate sits at 94%, thanks to their use of artificial intelligence to find the best matches and ensure the client has a high possibility of getting the loan they need. 

YaLoan is not a lender and does not directly transfer money to clients. They are an intermediary that links clients in need of a loan with licensed lenders willing to grant the loan. As an intermediary, they have no say in approving or denying a request and no responsibility over the loan agreements that clients and lenders might enter into.

Is YaLoan legit?

YaLoan is not a lender, so it is not required to be registered with the SEC to operate. However, they claim all the lenders they work with are correctly registered and authorized to operate. YaLoan’s service is free of charge, so it should be safe to use. However, it is always recommended to act with caution and read all the relevant information before accepting a loan.